
Ø Refinancing Facilities from Bangladesh
Bank;
Ø Risk diversification to large number of
borrower;
Ø Low cost of fund than other sources of
fund;
Ø Flexible repayment schedule;
Ø SME financing is respectively less
complicated than general term loan.
Ø Easy to communicate with borrower;
Ø Short processing time;
Ø SME Database and Market Segmentation
Reporting; and
Ø Decentralization of delegation of
power.